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List of All 225 digitalised Banks

Abhyudaya cooperative bank Ahmedabad mercantile cooperative bank Ahmednagar merchants cooperative bank Airtel payments bank Akola janata commercial cooperative bank Allahabad bank Almora urban cooperative bank Ambarnath jaihind coop bank ambarnath Andhra bank Andhra pradesh grameena vikas bank Andhra pragathi grameena bank Apna sahakari bank Arvind sahakari bank Au small finance bank Australia and new zealand banking group Axis bank B n p paribas Bandhan bank Bank of america Bank of baharain and kuwait bsc Bank of baroda Bank of ceylon Bank of india Bank of maharashtra Barclays bank Bassein catholic cooperative bank Bhagini nivedita sahakari bank pune Bharat cooperative bank mumbai Canara bank Capital small finance bank Central bank of india Citi bank Citizen credit cooperative bank City union bank Coastal local area bank Corporation bank Credit agricole corporate and investment bank calyon bank Credit suisee ag Csb bank Ctbc bank co Dbs bank india Dcb bank Dena bank Deogiri nagari sahakari bank aurangabad Deposit insurance and credit guarantee corporation Deustche bank Dhanalakshmi bank Dmk jaoli bank Doha bank Dombivli nagari sahakari bank Durgapur steel peoples cooperative bank Emirates nbd bank p j s c Equitas small finance bank Esaf small finance bank Export import bank of india Federal bank Fincare small finance bank Fino payments bank First abu dhabi bank pjsc Firstrand bank G p parsik bank Gs mahanagar co operative bank, mumbai Haryana state cooperative bank Hdfc bank Himachal pradesh state cooperative bank Hsbc bank Icici bank Idbi bank Idfc first bank Idukki district co operative bank India post payment bank Indian bank Indian overseas bank Indusind bank Industrial and commercial bank of china Industrial bank of korea Irinjalakuda town co operative bank Jalgaon janata sahakari bank Jammu and kashmir bank Jana small finance bank Janakalyan sahakari bank Janaseva sahakari bank Janaseva sahakari bank borivli Janata sahakari bank Jio payments bank Jp morgan bank Kallappanna awade ichalkaranji janata sahakari bank Kalupur commercial cooperative bank Kalyan janata sahakari bank Karnataka bank Karnataka gramin bank Karnataka vikas grameena bank Karur vysya bank Keb hana bank Kerala gramin bank Kookmin bank Kotak mahindra bank Kozhikode district cooperatiave bank Krung thai bank pcl Laxmi vilas bank Maharashtra gramin bank Maharashtra state cooperative bank Mahesh sahakari bank pune Mashreqbank psc Mizuho bank Model cooperative bank Mufg bank Nagar urban co operative bank Nagpur nagarik sahakari bank National bank for agriculture and rural development Nav jeevan co op bank New india cooperative bank Nkgsb cooperative bank North east small finance bank Nsdl payments bank Nutan nagarik sahakari bank Oriental bank of commerce Paytm payments bank Prime cooperative bank Pt bank maybank indonesia tbk Punjab and sind bank Punjab national bank Qatar national bank saq Rabobank international Rajarambapu sahakari bank Rajarshi shahu sahakari bank pune Rajasthan marudhara gramin bank Rajgurunagar sahakari bank Rajkot nagrik sahakari bank Rbl bank Reserve bank of india Sahebrao deshmukh cooperative bank Samarth sahakari bank Sant sopankaka sahakari bank Saraspur nagrik co operative bank saraspur Saraswat cooperative bank Satara sahakari bank Sber bank Sbm bank india Shikshak sahakari bank Shinhan bank Shivalik mercantile co operative bank Shri chhatrapati rajashri shahu urban cooperative bank Shri veershaiv co op bank Sir m visvesvaraya co operative bank Societe generale Solapur janata sahakari bank South indian bank Standard chartered bank State bank of india Suco souharda sahakari bank Sumitomo mitsui banking corporation Surat national cooperative bank Suryoday small finance bank Sutex cooperative bank Syndicate bank Tamilnad mercantile bank Telangana state coop apex bank Textile traders cooperative bank The a.p. mahesh cooperative urban bank The ajara urban co op bank ajara The akola district central cooperative bank The andhra pradesh state cooperative bank The bank of nova scotia The baramati sahakari bank The cosmos co operative bank The delhi state cooperative bank The gadchiroli district central cooperative bank The greater bombay cooperative bank The gujarat state cooperative bank The hasti coop bank The jalgaon peopels cooperative bank The kangra central cooperative bank The kangra cooperative bank The karad urban cooperative bank The karanataka state cooperative apex bank The kerala state co operative bank The kolhapur urban co operative bank The kurmanchal nagar sahakari bank The malkapur urban co operative bank malkapur The mehsana urban cooperative bank The mumbai district central cooperative bank The municipal cooperative bank The muslim co operative bank The nainital bank The nasik merchants cooperative bank The navnirman cooperativeerative bank The nawanagar cooperative bank The nilambur co operative urban bank nilambur The odisha state cooperative bank The pandharpur urban co op bank pandharpur The punjab state cooperative bank The pusad urban cooperative bank pusad The rajasthan state cooperative bank The seva vikas cooperative bank The shamrao vithal cooperative bank The sindhudurg district central coop bank The surat district cooperative bank The surath peoples cooperative bank The tamil nadu state apex cooperative bank The thane bharat sahakari bank The thane district central cooperative bank The udaipur urban co operative bank The urban co operative bank no one seven five eight perinthalmanna The varachha cooperative bank The vijay co operative bank The vishweshwar sahakari bank The west bengal state cooperative bank The zoroastrian cooperative bank Thrissur district cooperativeerative bank Tjsb sahakari bank Tumkur grain merchants cooperative bank Uco bank Ujjivan small finance bank Union bank of india United bank of india United overseas bank Utkarsh small finance bank Uttar pradesh cooperative bank Vasai janata sahakari bank Vasai vikas sahakari bank Vijaya bank Woori bank Yes bank Zila sahakri bank ghaziabad

Indian Payment System

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neft

NEFT

NEFT is an electronic funds transfer system that transfers money from one India bank account to another bank account in India. Through NEFT you can transfer money below 2lakhs.The NEFT bank services are available 24x7.

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rtgs

RTGS

Real Time Gross Settlement, RTGS systems are specialist funds transfer systems to transfer funds above 2lakhs. These payment services are managed by the RBI.

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imps

IMPS

IMPS is an instant payment inter-bank electronic funds transfer method in India. IMPS offers electronic fund transfer within the Indian bank service through mobile banking and net banking. The service is available 24x7 throughout the year.

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upi

UPI

UPI is an instant real-time payment system developed and Design by National Payments Corporation of India for facilitating instant inter-bank transactions.

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99%

Accurate Data*

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225+ Bank Covered

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Up to date

FAQ’s

Q
What is IMPS?
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A

IMPS is an instant payment inter-bank electronic funds transfer method in India. IMPS offers electronic fund transfer within the Indian bank service through mobile banking and net banking. The service is available 24x7 throughout the year.

Q
What is NEFT?
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A

NEFT is an electronic funds transfer system transfer money from one india bank account to another bank account in India. Through NEFT you can transfer money below 2lakhs.The NEFT bank services are available 24x7.

Q
What is RTGS?
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A

Real Time Gross Settlement, RTGS systems are specialist funds transfer systems to transfer funds above 2lakhs. These payment services are managed by the RBI.

Q
What is a MICR Code?
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A

MICR code is an alphanumeric number printed on cheques using MICR (Magnetic Ink Character Recognition technology). This helps in identification of the cheques and which in turns means faster processing for the payment. An MICR code is a 9-digit code that uniquely identifies the bank and branch participating in an Electronic Clearing System (ECS).

Q
Key Features of IFSC Code
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A

  1. Unique identification of the specific bank branch
  2. Helps to reduce errors in the fund transfer process
  3. For making the payment through NEFT, RTGS and IMPS IFSC code is required to make the payment.

Q
Locate IFSC and MICR Code on a Bank Cheque
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A

Q
Locating Cheque Number
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A

You will find the six-digit number written at the bottom left-hand corner of the cheque is the cheque number.

Q
Find MICR Code in a Bank Cheque
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A

MICR code is a code printed on cheques at the bottom left-hand corner of the cheque is the cheque number.

Q
Basic Differences of IFSC & MICR Code
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A

IFSC is a 11-digit alphanumeric number. MICR is a 9-digit code.
IFSC is used to facilitate electronic money transfer between banks that operate in the country. MICR is used to make cheque processing simpler and faster.
In an IFSC code, the first four characters indicate the name of the bank. In the MICR code, a combination of the fourth, fifth and sixth digit indicate the bank code.
In IFSC, the last six characters represent the branch code. In the MICR code, the last three digits indicate the bank branch code.

Q
How to search for a bank name by IFSC code?
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A

It is very easy to find the bank name using the IFSC code. The first four characters of the IFSC code represent the bank name. So, if the bank name is ICICI, then the IFSC code will look something like ICIC0001420.

Q
What is the meaning of MICR code?
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A

MICR stands for Magnetic Ink Character Recognition. It is a special ink that is sensitive to magnetic fields. It is printed on the bottom of a cheque.

Q
What is the use of MICR code?
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A

MICR is a technology that helps in verifying the originality of cheques or other paper documents. It is used mainly by banks to process cheques faster. The MICR code helps RBI in identifying the bank branch.

Q
If a bank branch is changed, will the IFSC code change?
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A

No, if the location of a bank’s branch is changed, then the IFSC code will not change. If the bank account is shifted from one branch of the bank to another, only then will the IFSC code be changed.

Q
Is IFSC code the same as branch code?
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A

No, IFSC code is not the same as branch code.

Q
Where is the IFSC code located on the cheque leaf?
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A

IFSC code is generally present on the top part of every cheque leaf or near the bank branch address.

Q
Is IFSC code required for IMPS?
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A

Yes, IFSC code is required for IMPS only if the individual is transferring money using bank account number. If the receiver’s MMID is not available, then he/she needs to add the receiver as a payee, for which details such as bank account number, name, and IFSC are required.

Q
Where can I locate MICR code on cheque?
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A

MICR code is printed on the bottom part of every cheque leaf provided by banks.

Q
Is IFSC code unique?
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A

Yes, IFSC code is a unique alphanumeric code.

Q
Can I access the IFSC code from my bank passbook?
+
A

Yes, you can access the IFSC code from the bank passbook. As per a directive from the Reserve Bank of India, banks must print the IFSC and MICR codes prominently on the passbooks, account statements and cheques issued by them.

Disclaimer: - We have tried our best to keep the latest information updated as available from RBI, users are requested to confirm information with the respective bank before using the information provided. The author reserves the right not to be responsible for the topicality, correctness, completeness or quality of the information provided. Liability claims regarding damage caused by the use of any information provided, including any kind of information which is incomplete or incorrect, will therefore be rejected.



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